40914 ZIP Code — Big Creek, KY

Clay County, Kentucky

ZIP code 40914 is located in Big Creek, Kentucky, within Clay County. It covers approximately 44.85 square miles and serves a population of 703 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 606.

About ZIP code 40914

The housing stock consists of a higher-than-average concentration of mobile homes. Much of the housing stock is relatively new, reflecting recent development activity. Median home value is $55,800. Owner-occupancy sits near the national average at 56%.

The dominant occupation class is production, transportation, and material moving, with retail trade as the leading industry. An above-average commute of 35 minutes suggests many residents work outside the immediate area.

College attainment at 12% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of obesity (46%), diabetes (18%), smoking (38%), poor mental health (23%) compared to national benchmarks.

Notable community characteristics include disability rates above the national average at 42%.

Overall, ZIP code 40914 reflects a community defined by a trades-oriented workforce, a significant Social Security-dependent population, and elevated reliance on food assistance.

703
population
44.85
sq mi land
Standard
ZIP type
Eastern (ET)
timezone
40914 ZIP code map
Cities in ZIP code 40914

Below are the cities the US Postal Service accepts for ZIP code 40914. Using any city not on this list may result in mail delivery delays.

City Status
Big Creek Acceptable
Big Creek Preferred
Nearby ZIP codes
41714 Bear Branch (6.7 mi) 40962 Manchester (7.1 mi) 40972 Oneida (8.9 mi) 41762 Sizerock (9.1 mi) 40827 Essie (10.4 mi) 41749 Hyden (10.6 mi) 40979 Roark (10.7 mi) 40868 Stinnett (11.5 mi) 41721 Buckhorn (13.1 mi) 40983 Sextons Creek (13.5 mi) 40982 Scalf (15.7 mi) 40913 Beverly (16.1 mi)
Demographics updated 05/2026
Population
Total population 703
Population density 16 / sq mi
State FIPS 21
County FIPS 051
Geography
Land area 44.85 sq mi
Water area 0.17 sq mi
Latitude 37.1557
Longitude -83.6173
Timezone Eastern (ET)
Area code 606
Total population by age
Gender
Race & ethnicity
Economics updated 05/2026
Household income
Income range This ZIP County avg State avg
Under $50k 50.0% 70.4% 47.9%
$50k – $100k 29.8% 22.8% 30.3%
$100k – $200k 19.0% 5.7% 17.6%
Over $200k 1.2% 1.1% 4.2%

Demographics & statistics

703
Population
16
People per sq mi
37.2
Median age
$0
Median household income
$22,461
Per capita income
$55,800
Median home value
$0
Median monthly rent
56.3%
Home ownership
6.2%
Poverty rate
0.0%
Unemployment
235
Housing units
11.8%
Bachelor's or higher

Age distribution

Male Female
34
Under 5
30
15
5–9
13
32
10–14
27
37
15–19
31
15
20–24
13
52
25–34
44
60
35–44
51
35
45–54
31
29
55–59
25
6
60–64
5
38
65–74
33
18
75–84
15
8
85+
6
← Male
Female →

Age summary

GroupCount%
Under 1820729.4%
18 and over49670.6%
65 and over11816.8%
Median age37.2 years

Race & ethnicity

White 100%
GroupCount%
White703100%

Household income

Income range This ZIP County avg State avg
Under $50k 50.0% 70.4% 47.9%
$50k – $100k 29.8% 22.8% 30.3%
$100k – $200k 19.0% 5.7% 17.6%
Over $200k 1.2% 1.1% 4.2%
$15k–$25k 12.6%
$25k–$35k 44.1%
$50k–$75k 2.8%
$75k–$100k 28.7%
$100k–$150k 8.9%
$200k+ 2.8%
Range% of households
$15k–$25k12.6%
$25k–$35k44.1%
$50k–$75k2.8%
$75k–$100k28.7%
$100k–$150k8.9%
$200k+2.8%
Median income$0

Housing

Home values

Under $50k 37.4%
$50k–$100k 34.5%
$100k–$150k 28.1%

Housing overview

MetricValue
Median home value$55,800
Median rent / month$0
Owner occupied56.3%
Renter occupied43.7%
Vacant28.0%
Single-family detached39.9%
Large apartment buildings0.0%
Mobile homes60.1%
Median rooms4.3
Avg household size (owned)3.23

Year built

Era%
2020 or later0.0%
2010–201929.2%
2000–20095.5%
1990–19990.0%
1980–198922.2%
1970–197919.8%
1960–196913.4%
1950–19590.0%
1940–19499.9%
1939 or earlier0.0%

Bedrooms

Size% of units
No bedroom (studio)0.0%
1 bedroom0.0%
2 bedrooms73.2%
3 bedrooms15.7%
4 bedrooms11.1%
5+ bedrooms0.0%

Vehicles per household

Vehicles% of households
No vehicle7.7%
1 vehicle50.6%
2 vehicles19.4%
3 or more22.3%

Heating fuel

Fuel type%
Utility gas25.5%
Electricity45.7%
Fuel oil5.7%

Households & families

Household typeCount%
Married-couple family9036.4%
Cohabiting couple5723.1%
Male householder, no spouse7530.4%
Female householder, no spouse2510.1%
Households with children under 1815964.4%
Households with seniors (65+)9136.8%
Average household size2.85

Marital status

StatusMaleFemale
Never married17.0%22.0%
Married38.5%33.4%
Separated12.6%0.0%
Widowed0.0%13.1%
Divorced32.0%31.5%

Education

Less than 9th grade 2.4%
Some HS, no diploma 25.0%
HS graduate 46.9%
Some college, no degree 13.8%
Associate's degree 0.0%
Bachelor's degree 9.4%
Graduate / professional 2.4%
Metric%
HS diploma or higher72.6%
Bachelor's or higher11.8%

School enrollment (ages 3–17)

TypeCount%
Nursery / preschool00.0%
Kindergarten00.0%
Elementary school6845.0%
High school7549.7%
College / grad school85.3%

Employment

Industry of employment

Retail trade 21.7%
Manufacturing 15.8%
Education & healthcare 12.6%
Other services 11.9%
Transportation & utilities 10.3%
Professional & management 10.3%
Construction 9.1%
Wholesale trade 4.3%
Public administration 4.0%

Occupation

Category%
Management, business & arts8.7%
Service9.9%
Sales & office19.0%
Natural resources & construction26.5%
Production & transportation36.0%

Employment type

Type%
Private sector93.3%
Government4.0%
Self-employed0.0%
Unpaid family workers2.8%

Commute

Method%
Drive alone64.4%
Carpool26.8%
Public transit5.9%
Walk2.9%
Work from home0.0%
Other means0.0%
Avg commute (minutes)35.4

Poverty

All people 6.2%
Under 18 years 0.0%
18 and over 8.3%
Married-couple families 0.0%
Female-led households 0.0%

Income support

Source% of households
Social Security59.9%
Retirement income2.8%
Supplemental Security10.1%
Cash public assistance6.1%
Food stamps / SNAP40.1%

Health indicators

Condition%
Obesity45.7%
High blood pressure48.6%
High cholesterol41.1%
Diabetes17.5%
Heart disease11.5%
Stroke6.2%
Asthma13.9%
Arthritis39.4%
Kidney disease4.9%
Pulmonary disease19.8%
Cancer6.9%
Behavior / access%
Smoking38.0%
Binge drinking13.3%
No physical activity45.2%
Less than 7 hrs sleep42.7%
Depression30.9%
Fair or poor health36.6%
Poor mental health22.8%
Poor physical health23.6%
No health insurance16.2%
Visited doctor (checkup)77.3%
Visited dentist36.8%
Cholesterol screening85.6%
Teeth loss38.5%

Veterans & disability

VeteransCount%
Civilian veterans00.0%
Disability%
Any disability42.1%
Under 183.9%
18–64 years56.3%
65 and over63.6%

Health insurance coverage

Type%
Private insurance23.9%
Public insurance80.4%
No insurance1.0%
Uninsured under 190.0%

Language & origin

Language spoken at home (age 5+)

LanguageCount%
English only63990.9%
Spanish00.0%
Other Indo-European00.0%
Asian & Pacific Islander00.0%
Other languages00.0%

Place of birth & citizenship

OriginCount%
Native born (US)703100.0%
Born in same state703100.0%
Born in different state60185.5%
Foreign born00.0%
Naturalized citizen00.0%
Not a US citizen00.0%

Ancestry

AncestryCount%
Arab16223%
Italian13218.8%
AncestryCount%
French11115.8%

Technology access

Metric% of households
Computer access35.1%
Internet access89.1%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 40914

What city is ZIP code 40914 in?

ZIP code 40914 is primarily assigned to Big Creek, Kentucky.

What county is ZIP code 40914 in?

ZIP code 40914 falls within Clay County, Kentucky.

Does ZIP code 40914 have a large retiree population?

60% of households in ZIP code 40914 receive Social Security income, suggesting a significant retiree or disability population.

How educated is the population of ZIP code 40914?

12% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.

What are the health statistics for ZIP code 40914?

Health data for ZIP code 40914 shows elevated rates of obesity (46%) and diabetes (18%) and smoking (38%) compared to national benchmarks.

What is the typical home value in ZIP code 40914?

The median home value in ZIP code 40914 is $55,800.

What timezone is ZIP code 40914 in?

ZIP code 40914 observes the EST timezone.

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